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Get the Mortgage Today & Buy Your House Mortgage can be defined in general term as a loan of money. It is a lenders security for a debt. In simpler terms, mortgage is a security for the loan that the lender makes to the borrower in against of its property. Do you have bad credit? You can get a mortgage! Are you one of the many borrowers searching for a mortgage but feel you will be turned down because of your past credit history? Late payments, debt, bankruptcy or foreclosure are all indications of someone suffering from bad credit. Keep your home with mortgage protection An article that gives a brief overview of mortgage protection and the reasons why you should take it out.